Next-Generation Telecom Intelligence
ZoikoNex — AI-Governed OSS BSS MVNO Fintech Hybrid
Revolutionary telecom infrastructure platform combining AI governance, comprehensive BSS/OSS automation, MVNO
capabilities, and integrated fintech services
Zoiko Tech Inc. | Enterprise-Grade Telecom Solutions | Fortune 10 Standard
Comprehensive Telecom Ecosystem
AI-governed platform unifying OSS, BSS, MVNO operations, and fintech services

OSS (Operations Support Systems)
Network inventory management, fault management, performance monitoring, and service provisioning with AI-powered automation and predictive maintenance.

BSS (Business Support Systems)
Customer management, billing, revenue assurance, and order management with integrated CRM and real-time analytics powered by Zoiko AI.

MVNO Platform
Complete Mobile Virtual Network Operator infrastructure with SIM management, roaming, interconnect billing, and regulatory compliance.

Fintech Integration
Native ZoikoPay integration for mobile payments, digital wallets, micro-lending, and financial services with comprehensive compliance.

AI Governance Layer
Zoiko AI-powered decision making, predictive analytics, fraud detection, and automated compliance across all platform operations.

Security & Compliance
End-to-end security with Zoiko Assure integration, multi-jurisdiction compliance, and comprehensive audit trails.
MVNO Excellence
Complete virtual network operator platform with AI-driven optimization
SIM Lifecycle Management
Comprehensive SIM provisioning, activation, suspension, and deactivation with real-time inventory tracking and automated replenishment.
Network Roaming
Global roaming agreements management, real-time CDR processing, and intelligent routing with cost optimization algorithms.
Interconnect Billing
Automated interconnect settlement, dispute management, and revenue reconciliation with multiple MNO partners and international carriers.
Service Orchestration
Dynamic service provisioning, quality of service management, and network slice orchestration with AI-powered resource allocation.
Regulatory Compliance
Multi-jurisdiction telecom compliance including Ofcom (UK), FCC (US), and EU regulations with automated reporting and audit trails.
Customer Portal
Self-service customer portal with usage analytics, plan management, and integrated financial services through ZoikoPay.
Integrated Fintech Services
Revolutionary convergence of telecommunications and financial services
Mobile Wallet Integration
Native ZoikoPay wallet integration enabling mobile money, peer-to-peer transfers, and merchant payments directly through telecom services.
Micro-Lending Platform
AI-powered credit scoring based on telecom usage patterns, automated loan approval, and seamless repayment through airtime deductions.
Digital Banking Services
Comprehensive banking services including savings accounts, bill payments, and insurance products integrated with mobile services.
Merchant Payment Solutions
Point-of-sale systems, QR code payments, and merchant analytics enabling MVNOs to compete with traditional payment processors.
International Remittance
Cross-border money transfer services leveraging telecom partnerships and ZoikoPay's global compliance framework.
Cryptocurrency Integration
Digital currency wallet services, crypto- to-fiat conversion, and blockchain-based loyalty programs with full regulatory compliance.
AI-Powered Intelligence
Zoiko AI integration across all platform operations
Predictive Network Management
AI algorithms predict network congestion, equipment failures, and capacity requirements with automated optimization and proactive maintenance.
Fraud Detection & Prevention
Real-time fraud detection across telecom and financial services using machine learning models and behavioral analysis.
Customer Lifecycle Intelligence
AI-driven customer segmentation, churn prediction, and personalized service recommendations to maximize customer lifetime value.
Revenue Optimization
Dynamic pricing algorithms, usage pattern analysis, and cross-selling optimization to maximize ARPU and minimize churn.
Compliance Automation
Automated regulatory reporting, audit preparation, and compliance monitoring across telecom and financial services regulations.
Operational Intelligence
Real-time dashboards, KPI monitoring, and predictive analytics for operational efficiency and strategic decision making.