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Next-Generation Telecom Intelligence

ZoikoNex — AI-Governed OSS BSS MVNO Fintech Hybrid

Revolutionary telecom infrastructure platform combining AI governance, comprehensive BSS/OSS automation, MVNO
capabilities, and integrated fintech services

Zoiko Tech Inc. | Enterprise-Grade Telecom Solutions | Fortune 10 Standard

Comprehensive Telecom Ecosystem

AI-governed platform unifying OSS, BSS, MVNO operations, and fintech services

OSS (Operations Support Systems)

Network inventory management, fault management, performance monitoring, and service provisioning with AI-powered automation and predictive maintenance.

BSS (Business Support Systems)

Customer management, billing, revenue assurance, and order management with integrated CRM and real-time analytics powered by Zoiko AI.

MVNO Platform

Complete Mobile Virtual Network Operator infrastructure with SIM management, roaming, interconnect billing, and regulatory compliance.

Fintech Integration

Native ZoikoPay integration for mobile payments, digital wallets, micro-lending, and financial services with comprehensive compliance.

AI Governance Layer

Zoiko AI-powered decision making, predictive analytics, fraud detection, and automated compliance across all platform operations.

Security & Compliance

End-to-end security with Zoiko Assure integration, multi-jurisdiction compliance, and comprehensive audit trails.

MVNO Excellence

Complete virtual network operator platform with AI-driven optimization

SIM Lifecycle Management

Comprehensive SIM provisioning, activation, suspension, and deactivation with real-time inventory tracking and automated replenishment.

Network Roaming

Global roaming agreements management, real-time CDR processing, and intelligent routing with cost optimization algorithms.

Interconnect Billing

Automated interconnect settlement, dispute management, and revenue reconciliation with multiple MNO partners and international carriers.

Service Orchestration

Dynamic service provisioning, quality of service management, and network slice orchestration with AI-powered resource allocation.

Regulatory Compliance

Multi-jurisdiction telecom compliance including Ofcom (UK), FCC (US), and EU regulations with automated reporting and audit trails.

Customer Portal

Self-service customer portal with usage analytics, plan management, and integrated financial services through ZoikoPay.

Integrated Fintech Services

Revolutionary convergence of telecommunications and financial services

Mobile Wallet Integration

Native ZoikoPay wallet integration enabling mobile money, peer-to-peer transfers, and merchant payments directly through telecom services.

Micro-Lending Platform

AI-powered credit scoring based on telecom usage patterns, automated loan approval, and seamless repayment through airtime deductions.

Digital Banking Services

Comprehensive banking services including savings accounts, bill payments, and insurance products integrated with mobile services.

Merchant Payment Solutions

Point-of-sale systems, QR code payments, and merchant analytics enabling MVNOs to compete with traditional payment processors.

International Remittance

Cross-border money transfer services leveraging telecom partnerships and ZoikoPay's global compliance framework.

Cryptocurrency Integration

Digital currency wallet services, crypto- to-fiat conversion, and blockchain-based loyalty programs with full regulatory compliance.

AI-Powered Intelligence

Zoiko AI integration across all platform operations

Predictive Network Management

AI algorithms predict network congestion, equipment failures, and capacity requirements with automated optimization and proactive maintenance.

Fraud Detection & Prevention

Real-time fraud detection across telecom and financial services using machine learning models and behavioral analysis.

Customer Lifecycle Intelligence

AI-driven customer segmentation, churn prediction, and personalized service recommendations to maximize customer lifetime value.

Revenue Optimization

Dynamic pricing algorithms, usage pattern analysis, and cross-selling optimization to maximize ARPU and minimize churn.

Compliance Automation

Automated regulatory reporting, audit preparation, and compliance monitoring across telecom and financial services regulations.

Operational Intelligence

Real-time dashboards, KPI monitoring, and predictive analytics for operational efficiency and strategic decision making.

Enterprise Architecture

Scalable, secure, and compliant infrastructure built for global operations

Cloud-Native Infrastructure

Kubernetes-based microservices architecture with auto-scaling, high availability, and disaster recovery capabilities.

API-First Design

RESTful APIs and GraphQL endpoints enabling seamless integration with existing systems and third-party services.

Multi-Tenant Security

Zero-trust security model with end-to-end encryption, role- based access control, and comprehensive audit logging.

Global Compliance

Multi-jurisdiction compliance framework supporting telecom and financial services regulations across 50+ countries.

Real-Time Processing

Event-driven architecture with real-time data processing, streaming analytics, and sub- second response times.

Ecosystem Integration

Native integration with Zoiko AI, ZoikoPay, ZoikoAssure, and ZWS for comprehensive platform synergy.

Industry Recognition & Compliance

Certified and compliant across global telecommunications and financial standards

3GPP Compliant PCI DSS Level 1 SOC 2 Type II ISO 27001 GSMA Certified FCA Authorized Ofcom Approved GDPR Compliant

Trusted by leading MVNOs, financial institutions, and telecom operators worldwide

Transform Your Telecom Operations

Join the next generation of AI-governed telecom and fintech convergence

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